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Should I Sell or Keep My BTO upon reaching MOP? The commonly asked question is whether one should sell off their BTO upon reaching MOP (Minimum Occupation Period). Unfortunately, we do not have any one size fits all method. For many of us, Build to Order flats,or commonly known as
As we all know, Additional Buyer Stamp duty or widely know as ABSD in short, can be quite hefty and can work out to be quite a big sum if we are buying a 2nd property. For example, for a Singaporean intending to purchase a 2nd property at $1,000,000, ABSD
In Singapore, who doesn’t use their CPF monies to buy their house right? Majority of us will indefinitely use our CPF monies to fund the purchase of a house, whenever possible. However, are you aware of how usage of CPF and it’s accrued interest will affect your cash proceeds overtime?
Planning for a second property in future? Then this is a must read for you before your HDB BTO application. Having been through the age, when young couples are applying for Build to Order, one mistake, that is noticeable, is that when young couples applies for BTO, they often fail
With the recent increase in demand in resale HDB properties, Cash Over Valuation (or COV in short) is coming back to the scene. Many of us who have witness the era of COVs will know what COV is. But for the millennials, who have just started into the real estate
What is ABSD (Additional Buyer Stamp Duty) ABSD, Additional Buyer Stamp Duty, was introduced in December 2011 as a measure to regulate the demand of residential property in Singapore. On top of the normal BSD, Buyer Stamp Duty, liable property buyers will be required to pay this additional tax computed
Whether you are a first time buyer, existing owner looking to upgrade/ downsize or an investor planning to capitalize on the real estate market, it is always to be prepared before starting.
Understanding your financial health, the procedure, the transaction time frame as well as the risk assessment will double your confidence in taking the next step!
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